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As the end of the financial year draws ever closer, it’s important not to forget about any ISAs (Individual Savings Accounts) you have and any remaining payments that you’re allowed to make.
The maximum allowance for ISAs for the 2015/16 financial year is £15,240, so it’s important that you invest any funds that you have left to pay into your ISA as close to that amount as possible, as soon as you can.
Twelve green bottles, standing on the wall
Eleven green bottles, standing on the wall
And if one green bottle, should accidentally fall…
Yes, yes, we know the song is really ‘ten green bottles,’ but in January 2016 the world’s leading stock markets resembled nothing more than the row of proverbial bottles.
As one fell, so they all fell – with one defiant exception among the twelve that we cover in this Monthly Commentary.
Around 50% of us make a New Year’s Resolution to 'sort out the finances’ but for most of us it's more of a wish than a firm commitment to take action.
Looking at the January appointments we’ve had with wealth management clients here are the topics that we’ve discussed most often. If you’re determined to sort out your finances, these may give you some food for thought.
A sustained collapse in commodity prices, China’s stunning market rout followed by its shocking currency devaluation as well as fears of a Greek default and a US interest rate hike were some of the factors that made the past three months a summer to forget for investors.